SIP calculator

Illustrate a possible future value from a regular contribution, duration and assumed return that you control. The result is an estimate for education—not a scheme recommendation or guaranteed return.

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Enter your SIP assumptions

Enter a contribution amount, frequency, duration and an assumed annual return you can change. This illustration uses end-of-month contributions. Do not enter account logins or OTPs.

Enter values and select Calculate.

Educational estimate only. Inputs stay in this browser session and are not placed in the URL.

Understand the estimate

The illustration shows invested amount and an estimated future value under a fixed-rate assumption. It cannot show market volatility or sequence-of-returns risk. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

How the SIP estimate is calculated

A common educational method compounds a regular contribution at a constant assumed rate. Actual scheme NAV, fees, taxes and skipped instalments can change the outcome. Compare lower, central and higher return scenarios rather than one answer.

Learn the concept first

See SIP basics and mutual funds before treating any number as a plan.

Frequently asked questions

What does the SIP calculator estimate?

It illustrates a future value from entered contributions, duration, rate and the published timing convention.

Is the assumed return guaranteed?

No. Mutual-fund returns vary and may be negative; the rate is only a scenario input.

Does the estimate include tax and fees?

Unless a tool states otherwise, treat tax, expense ratio and exit load as excluded.

Why might actual results differ?

Market returns, timing, fees, taxes, missed contributions and scheme performance can differ from a fixed-rate illustration.

Is my input stored or shared?

Do not place contribution, age, return or results in analytics or URLs.

Learn how SIPs work before interpreting the estimate

Use the SIP Learn guide to understand regular investing, risk, costs and optionality.

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Disclaimer: Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

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Investments in Securities markets are subject to market risks, read all the related documents carefully before investing.

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