Terms of use — Saventh websites and services

These terms govern access to Saventh websites, applications, calculators, workplace financial education and related services. Optional regulated services have additional documents and disclosures.

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What do these terms govern?

Effective date: 21 August 2026 · Version: 2026.08.21 · Document owner: Legal owner, Half Billion Technology Pvt Ltd

They cover websites, calculators, workplace financial wellness programmes, educational content and related services operated with Half Billion Technology Pvt Ltd. They do not replace scheme documents, KYC terms or a signed employer agreement.

Who agrees and when?

Using the site, submitting a form or attending a session indicates acceptance. If you do not agree, do not use the services. An employer’s written scope controls programme delivery details.

Education, tools and regulated services

Education and calculators are general. Optional planning, tax support or mutual-fund distribution is separate, may involve another entity and requires its own disclosures. See mutual fund disclaimer and investor disclaimer.

User responsibilities and execution

Provide accurate information, keep credentials private and do not send OTPs or passwords through general forms. Transaction execution, if any, follows the regulated platform’s rules and your authorised instructions.

Rights and remedies

Saventh content is protected. Access may be suspended for misuse under the usage policy. Liability is limited to the extent permitted by applicable law. Nothing here excludes rights that cannot be excluded.

Frequently asked questions

Who agrees to these terms?

By using the websites or requesting a workplace session you accept these terms. Employers may also have a written programme agreement.

Is website content personal advice?

No. General education and tools are not personalised investment, tax or legal advice unless a separate written engagement says so.

Who distributes mutual funds?

Saventh Investment is an AMFI-registered mutual fund distributor, ARN 324457. Investments are subject to market risks.

Can Saventh change these terms?

Yes. Updated terms apply from publication; continued use means acceptance of the update.

Where do I complain?

Use the grievance process, then applicable official escalation routes.

Questions about these terms

Use contact or grievance for questions about these terms or a related service.

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