Employee money guide

EPF and NPS Annual Checklist

Review EPF passbook, UAN, nominee, PF transfer, NPS allocation, tax, and retirement contributions once a year.

Are you an HR?

Direct Answer

An annual EPF and NPS review keeps retirement accounts accurate, consolidated, and aligned with long-term goals.

Key Takeaways

Check EPF passbook and UAN details.
Update nominees and KYC.
Review NPS allocation and retirement contribution levels.

EPF checks

Review passbook credits, UAN KYC, nominee, previous employer transfer, service history, and basic salary changes.

NPS checks

Review contribution amount, asset allocation, pension fund manager, tax benefit, employer contribution, and retirement target gap.

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FAQs

Why review EPF annually?

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Annual review helps catch missing credits, old account issues, KYC gaps, and nominee problems early.

Reviewed by the Saventh Financial Literacy Team. Educational information for Indian employees — not personalised advice. Mutual fund investments are subject to market risk. Saventh AMFI ARN 324457.

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AMFI Registered
ARN - 324457