Frequently asked questions about Saventh

Saventh is an AMFI-registered workplace financial wellness platform in India. Employers and employees use it at zero cost for mutual fund investing, SIP, gamified literacy, financial fitness sessions, and personalised money guidance.

Yes. Saventh does not charge HR subscription or per-employee licence fees. The platform is funded through regulated mutual fund distribution when employees choose to invest — not from your benefits budget.

Saventh serves Indian organisations and their salaried workforces, plus distribution partners, advisors, and co-brand programmes. Retail investors can also use the Saventh investor app directly.

Half Billion Technology Pvt Ltd operates as an AMFI-registered mutual fund distributor (ARN 324457) and uses BSE Star MF infrastructure. See [`/legal/regulatory`](../legal/regulatory.md) for full disclosures.

Most HR teams start with a 30-minute demo, then share join links or roster upload for workplace SIP. Literacy sessions can launch in parallel. Typical go-live: 2–4 weeks.

The HRMS portal at `hrms.saventh.com` includes roster management, campaign links, session scheduling support, and engagement metrics — participation, Learn quests, and SIP trends.

No. On-site, online, and hybrid sessions are included in the zero-cost programme. See [`/employers/financial-literacy-sessions`](../employers/financial-literacy-sessions.md).

Roster CSV upload works on day one. API and SSO integrations are available for larger enterprises — see [`/employers/integration`](../employers/integration.md).

Use [`/employees/introduce-to-hr`](../employees/introduce-to-hr.md) to send a professional introduction to your HR team, or [`/refer`](../employees/refer.md) to refer your organisation.

Scan your HR QR code or open your campaign link — it routes to `join.saventh.com` for signup, then the investor and Learn apps.

Many mutual fund schemes on Saventh allow SIPs from ₹500 per month, depending on the fund you choose. Exact minimums appear during fund selection in the app.

Saventh follows applicable data protection practices for financial services. Read our [`/legal/privacy`](../legal/privacy.md) policy for details on collection, use, and retention.

No. Mutual fund investments are subject to market risks. Saventh helps you invest and learn — it does not guarantee returns. Read all scheme-related documents carefully.

Workplace SIP aligns mutual fund SIP dates with salary credit cycles and gives HR visibility into programme participation — without deducting from payroll unless your employer configures a specific payroll-linked programme.

Learn is a gamified financial literacy app with quests and leaderboards — often used after HR sessions to build habits. Access is free when your employer partners with Saventh.

Partners can distribute workplace programmes, co-brand investor apps, or integrate via APIs. Start at [`/partners/apply`](../partners/apply.md).

Co-brand partners launch a white-label investor experience on Saventh infrastructure — e.g. `fatakpay.saventh.com`. Marketing pages live at [`/partners/fatakpay`](../partners/fatakpay.md).

Yes — see [`/affiliates`](../affiliates/overview.md) for referral terms and application.