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Frequently asked questions about Saventh

Quick answers about our zero-cost workplace financial wellness platform, mutual fund investing, and how Saventh is regulated in India.

General

Saventh is an AMFI-registered workplace financial wellness platform in India. Employers and employees use it at zero cost for mutual fund investing, SIP, gamified literacy, financial fitness sessions, and personalised money guidance.

Yes. Saventh does not charge HR subscription or per-employee licence fees. The platform is funded through regulated mutual fund distribution when employees choose to invest — not from your benefits budget.

Saventh serves Indian organisations and their salaried workforces, plus distribution partners, advisors, and co-brand programmes. Retail investors can also use the Saventh investor app directly.

Half Billion Technology Pvt Ltd operates as an AMFI-registered mutual fund distributor (ARN 324457) and uses BSE Star MF infrastructure. See [`/legal/regulatory`](../legal/regulatory.md) for full disclosures.

What is Saventh?

Is Saventh really free for employers and employees?

Who is Saventh for?

Saventh serves Indian organisations and their salaried workforces, plus distribution partners, advisors, and co-brand programmes. Retail investors can also use the Saventh investor app directly.

Is Saventh regulated?

For employers and HR

Most HR teams start with a 30-minute demo, then share join links or roster upload for workplace SIP. Literacy sessions can launch in parallel. Typical go-live: 2–4 weeks.

The HR portal at `hr.saventh.com` includes roster management, campaign links, session scheduling support, and engagement metrics — participation, Learn quests, and SIP trends.

No. On-site, online, and hybrid sessions are included in the zero-cost programme. See [`/employers/financial-literacy-sessions`](../employers/financial-literacy-sessions.md).

Roster CSV upload works on day one. API and SSO integrations are available for larger enterprises — see [`/employers/integration`](../employers/integration.md).

How do we roll out Saventh at our company?

Most HR teams start with a 30-minute demo, then share join links or roster upload for workplace SIP. Literacy sessions can launch in parallel. Typical go-live: 2–4 weeks.

What does HR get in the portal?

The HR portal at `hr.saventh.com` includes roster management, campaign links, session scheduling support, and engagement metrics — participation, Learn quests, and SIP trends.

Do financial literacy sessions cost extra?

No. On-site, online, and hybrid sessions are included in the zero-cost programme. See [`/employers/financial-literacy-sessions`](../employers/financial-literacy-sessions.md).

Can Saventh integrate with our HRMS?

Roster CSV upload works on day one. API and SSO integrations are available for larger enterprises — see [`/employers/integration`](../employers/integration.md).

For employees

Use [`/employees/introduce-to-hr`](../employees/introduce-to-hr.md) to send a professional introduction to your HR team, or [`/refer`](../employees/refer.md) to refer your organisation.

Scan your HR QR code or open your campaign link — it routes to `join.saventh.com` for signup, then the investor and Learn apps.

Many mutual fund schemes on Saventh allow SIPs from ₹500 per month, depending on the fund you choose. Exact minimums appear during fund selection in the app.

Saventh follows applicable data protection practices for financial services. Read our [`/legal/privacy`](../legal/privacy.md) policy for details on collection, use, and retention.

My company does not offer Saventh yet. What can I do?

Use [`/employees/introduce-to-hr`](../employees/introduce-to-hr.md) to send a professional introduction to your HR team, or [`/refer`](../employees/refer.md) to refer your organisation.

How do I join if my employer already uses Saventh?

Scan your HR QR code or open your campaign link — it routes to `join.saventh.com` for signup, then the investor and Learn apps.

What is the minimum SIP amount?

Many mutual fund schemes on Saventh allow SIPs from ₹500 per month, depending on the fund you choose. Exact minimums appear during fund selection in the app.

Is my data safe?

Saventh follows applicable data protection practices for financial services. Read our [`/legal/privacy`](../legal/privacy.md) policy for details on collection, use, and retention.

Investing and products

No. Mutual fund investments are subject to market risks. Saventh helps you invest and learn — it does not guarantee returns. Read all scheme-related documents carefully.

Workplace SIP aligns mutual fund SIP dates with salary credit cycles and gives HR visibility into programme participation — without deducting from payroll unless your employer configures a specific payroll-linked programme.

Learn is a gamified financial literacy app with quests and leaderboards — often used after HR sessions to build habits. Access is free when your employer partners with Saventh.

Does Saventh guarantee returns on mutual funds?

No. Mutual fund investments are subject to market risks. Saventh helps you invest and learn — it does not guarantee returns. Read all scheme-related documents carefully.

What is workplace SIP?

What is Saventh Learn?

Learn is a gamified financial literacy app with quests and leaderboards — often used after HR sessions to build habits. Access is free when your employer partners with Saventh.

Partners and affiliates

Partners can distribute workplace programmes, co-brand investor apps, or integrate via APIs. Start at [`/partners/apply`](../partners/apply.md).

Co-brand partners launch a white-label investor experience on Saventh infrastructure — e.g. `fatakpay.saventh.com`. Marketing pages live at [`/partners/fatakpay`](../partners/fatakpay.md).

Yes — see [`/affiliates`](../affiliates/overview.md) for referral terms and application.

How do fintechs partner with Saventh?

Partners can distribute workplace programmes, co-brand investor apps, or integrate via APIs. Start at [`/partners/apply`](../partners/apply.md).

What is a co-brand app like FatakPay?

Co-brand partners launch a white-label investor experience on Saventh infrastructure — e.g. `fatakpay.saventh.com`. Marketing pages live at [`/partners/fatakpay`](../partners/fatakpay.md).

Is there an affiliate programme?

Yes — see [`/affiliates`](../affiliates/overview.md) for referral terms and application.

Still need help?

For account issues, use [`/help`](./help.md). For complaints, see [`/grievance`](./grievance.md) and SEBI SCORES details on [`/legal/regulatory`](../legal/regulatory.md).

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Saventh is an AMFI-registered mutual fund distributor (ARN 324457).

Saventh Investment is an AMFI Registered Mutual Fund Distributor.

Disclaimer: Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Saventh Investment makes no warranties or representations, express or implied, on products offered through the platform of Saventh Investment. It accepts no liability for any damages or losses, however, caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
Investments in Securities markets are subject to market risks, read all the related documents carefully before investing.

AMFI Registered
ARN - 324457