Mutual fund return calculator for India

Model SIP or lumpsum mutual fund growth with Indian rupee inputs before investing through Saventh's AMFI-regulated platform (ARN 324457).

Are you an HR?

CAGR, XIRR, and absolute returns

check_circle

Absolute return

Simple gain over period. **CAGR** — Smoothed annual rate. **XIRR** — Actual return with irregular cash flows (multiple SIPs). Saventh investor app shows portfolio XIRR

How to use this calculator

Choose SIP or lumpsum mode, enter amounts, tenure, and assumption rate. Compare conservative vs moderate scenarios — not best-case marketing numbers.

Returns vary by fund category

Equity funds historically higher volatility; debt funds lower. ELSS has 3-year lock-in. → `/products/tax`

Access AMC schemes → `/partners/amc`

Equity funds historically higher volatility; debt funds lower. ELSS has 3-year lock-in. → `/products/tax`

Access AMC schemes → `/partners/amc`

From calculator to regulated investing

Saventh executes on BSE Star MF across leading Indian AMCs. Complete KYC in investor app.

Workplace option → `/employers/workplace-sip`

Saventh executes on BSE Star MF across leading Indian AMCs. Complete KYC in investor app.

Workplace option → `/employers/workplace-sip`

Frequently asked questions

Is this calculator accurate for my fund?

expand_more

It uses your inputs for illustration. Actual returns follow NAV of chosen schemes.

Can I compare two funds here?

expand_more

Run separate scenarios or use official factsheets for historical data — not guarantees.

Direct vs regular plan returns?

expand_more

Expense ratios differ; calculator assumptions should reflect net returns after costs.

Free to use?

expand_more

Yes on saventh.com.

Where to invest after calculating?

expand_more

Saventh investor app under ARN 324457.

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Saventh is an AMFI-registered mutual fund distributor (ARN 324457).

Saventh Investment is an AMFI Registered Mutual Fund Distributor.

Disclaimer: Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Saventh Investment makes no warranties or representations, express or implied, on products offered through the platform of Saventh Investment. It accepts no liability for any damages or losses, however, caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
Investments in Securities markets are subject to market risks, read all the related documents carefully before investing.

AMFI Registered
ARN - 324457